For one thing most of that doesn't happen in hardwood, it happens on private IM's. You get to be friends and then get on each others messengers and things go from there.
I have never asked for money from anyone on the internet, nor have I been asked for it, I think the more vernable you make yourself seem the easier target you become. On the internet and in real life too.
I used to give money to people standing on corners begging for money to feed thier kids, until I found out that in 99 percent of the cases they had no kid and they were turning that money into drugs or alcohol.
I do things like when in line behind a young couple in the grocery store some weeks back, my husband and I observed that they were paying with a state welfare card and thier bill came to way too much. They put back this and they put back that until they finally had to go to the next register over and the store manager was helping them figure out what they could afford. They had put back almost all the meat they had bought.
We had bought a lot of meat for the freezer as that store was having a sale on meat if you bought it in large packages, when we went out to the van to put our groceries in we watched the store finally they came out with not much at all in thier basket and went to thier car, my hubby read my face and knew and pulled out a huge package of hamburger and handed it to me, I went over to the man putting what they had managed to buy and said here take this, he started to protest and I said no, today you are down on your luck, but you will get another job and be able some day to do this for someone else. I smiled and walked back to the van. He came over to the window and said " that is the kindest thing anyone has ever done for me in my life, and I want you to kwow that I will do as you said and pay it back to someone else some day." he had tears in his eyes and I touched his hand and said I know you will.
Now I am not telling you that so you think I am some great person or this is some new concept, but to let you know to give to someone you see needing it. And give what you know will be used for the purpose you gave it. That hamburger could be turned into several meals for that family. And I slept good that night knowing they had meat to go with the potatoes and rice they had boughten. so I benifited to from the feel good feeling we got from it.
Don't give cash, give food, give a car part to a familly in a broken down car stranded away from home (we have done that too lol Ed even drove them to the part store bought the part and took them back to the car) if everyone helped in this kind of way they woudln't have cash to get scamed out of and thier would be more familys gettng the help they need.

Be wary, be alert and be kind, you can tell who is on the other side of the computer, you can tell who is standing in front of you in line at the grocery store.
We all want frindships and some love, (not me I have been married 37 years

) but be alert to warning signs. grumpie_girl and her family and mine have been freinds for years now. They are in Holland were in the states yet we feel very close. The most we have ever given each other is boxes of goodies at christmas.

and the warm chats and friendships we have developed on line.
